Historical commercial insurance recovery
Recover what you overpaidfor insurance.
Koala reviews historical commercial insurance for construction companies, identifies potential premium overcharges, and helps recover the money.
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Historical Insurance Review
Illustrative company · invented demo dataRedwood Construction Co. · 2022–2025 · Commercial insurance program
Historical insurance review · 2022–2025
One construction insurance portfolio. One recovery workflow.
Watch Koala bring together 13 documents across 5 coverage lines and 4 fictional carriers, then drill into one fully worked finding.
Illustrative demo. The company, documents and every figure are invented, and this is not a customer result.
The problem
You paid the premium. That doesn’t mean it was right.
Commercial premiums are built from records supplied and revised by different parties. A classification, exposure figure, or audit input can be wrong or inconsistent.
How work and workers were categorized.
The numbers the premium was based on.
The records and rules used for the final charge.
How Koala works
From old records to a supported recovery.
Send the records
Share the policies, audits, payroll records, and related insurance files from prior years.
Koala checks the numbers
Koala structures the records, reconstructs premiums where appropriate, and isolates possible discrepancies.
Recover what is owed
We build the supporting evidence and help pursue approved corrections and recoveries.
What Koala reviews
One review across your insurance program.
Your policies may sit with different carriers. Koala brings the records into one recovery workflow and looks for supported potential overcharges across the program.
Koala is beginning with workers’ compensation reconstruction while expanding the recovery engine across commercial P&C.
Request a review
There may be money sitting in your old insurance files.
Tell us who you are and we’ll reach out about the records needed for an initial recovery review. Koala earns a percentage only when money is successfully recovered.